a man with knife, club, rope, bare hands
is REALLY unlikely to make your bullet traverse the length of his forearm, before it strikes his chest. Even if he does have a gun, the 'arm first' hit is far from being commonplace, in civilian self defense shootings. So restricting yourself to loads that don't expand (in the interests of getting 12+" of jello-penetration) is STUPID in the extreme. I dont WANT a load that penetrates more than 8" of jello, because it will penetrate more than 10" of flesh, and that means that it will WASTE energy on the far side of the man, in the LIKELY event that the bullet strikes him frontally, in the chest, WITHOUT first striking an arm or other obstruction. You have to go with the ODDS, because nothing is perfect.
is REALLY unlikely to make your bullet traverse the length of his forearm, before it strikes his chest. Even if he does have a gun, the 'arm first' hit is far from being commonplace, in civilian self defense shootings. So restricting yourself to loads that don't expand (in the interests of getting 12+" of jello-penetration) is STUPID in the extreme. I dont WANT a load that penetrates more than 8" of jello, because it will penetrate more than 10" of flesh, and that means that it will WASTE energy on the far side of the man, in the LIKELY event that the bullet strikes him frontally, in the chest, WITHOUT first striking an arm or other obstruction. You have to go with the ODDS, because nothing is perfect.