Actually, IMO... pocket carry is pretty damn good with a backup. I agree with GK that if ya really want to draw ASAP, it's tough to beat having your hand already on the gun. Would want something 9mm+ as the primary, however. CCW IWB is my preference, but it's pretty slow, relatively speaking.
Re: accuracy of the Mak. They're pretty good, my top three CF would probably be P210, P7 and 1911. I think the down point is the crummy DA trigger... and you don't really want to carry them cocked/UNlocked, right? My wife's is a Bulgarian from Arsenal I think and it's pretty damn accurate in single action, but that DA pull is gonna be what you get your first shot off with when carried most of the time.
cheers