however, to actually lay your hands on an oz of gold costs $2050. I am hesitant to risk losing $400 or more. per oz. However, I have no idea what else to do with my surplus money. Obviously, inflation is at 15% and going to 20% this year and worse next year. So what investment will clear 20%, after taking out 40% taxes and "self-employed" ss? That will just be breaking even! you'll have to make 40%, 40k profit on 10k, minus 40% leaves 24k, then minus 20k for inflation. You make a real 4% on a 40% return! Screw that! All you can do is try to limit your losses to inflation by holding gold. Taxes just help your enemies, so why pay them?